Roth Magi Contribution Limit 2024. Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at. In 2024, the roth ira income limit to qualify for a roth ira is <<strong>$240,000</strong> of modified adjusted gross income (magi) for married joint filers.
Those are the caps even if you make more, up to the phaseout level. Roth ira income and contribution limits.